CCRIF Partners with CelsiusPro to Launch the CCRIF Microinsurance Facility and Accompanying Digital Platform Solution to Scale Up Access to Inclusive Insurance… towards protecting lives and livelihoods impacted by climate-related events.
Just weeks after the official launch of the Livelihood Protection Policy (LPP) in Jamaica, Mr. Horace Smith, a long‑standing tour and taxi operator, became the first person in the country to purchase the new microinsurance product. For Mr. Smith, who has spent more than a decade transporting visitors and residents to and from the Norman Manley International Airport, the decision was simple: climate change is making his livelihood more unpredictable, and he needed a safety net.
On December 1, 2025, CCRIF SPC officially launched the new Livelihood Protection Policy (LPP) in the Caribbean, marking a major milestone in the region’s efforts to close the protection gap for low-income and climate‑vulnerable groups. The virtual launch brought together partners from CCRIF, MCII, the ILO’s Impact Insurance Facility, Guardian General Insurance Jamaica Limited, and CelsiusPro, alongside community representatives and regional and international stakeholders. Over 300 persons attended the launch.
